The agreement, the six sessions, the worksheets and the invoices — already written, already designed, editable in Canva in an afternoon.
€47 [ including ] [ VAT ]. One payment, nothing renews. Instant download — by completing checkout you agree delivery begins at once and [ waive the fourteen-day withdrawal right ]. Terms · Refund policy
If this sounds familiar
None of that is a coaching problem. It is a paperwork problem, and paperwork problems have the great advantage of being solvable in an afternoon.
What you get
Coaching agreement, scope and referral pages, intake form, discovery call guide, invoice and rate card.
A six-session core programme, plus four-session modules on mindset and on the conversation a client keeps not having.
A finance tracker with 700+ formulas — clients, income, VAT, and where your clients actually came from.
The heart of it
A programme you can run from next week — each workbook nine pages, each with a page that never goes to the client, telling you how to run the session and what to do when it goes sideways.
An honest survey of ten areas, rated without flinching.
The pattern mapped — including what it quietly gives her.
Stated values against where the hours and the money went.
More than two options, each priced, including doing nothing.
Ninety days planned backwards from the outcome.
What held, why, and the route back when it slips.
The part nobody else includes
Seven sheets and more than seven hundred formulas. Enter a payment once and it lands in the client record, the month, the VAT line and three charts.
Opens in Excel, Google Sheets or Numbers.
Every file, listed
Twenty-five of these come with a Canva template link. One click and a copy lands in your own account — change the words, the colours, the fonts, add your logo, and they are yours. The two prompt libraries are text you copy out, and the tracker is a spreadsheet that runs in Excel, Google Sheets or Numbers.
How it works
Honestly
It is not a qualification, and it does not include insurance, supervision or legal review. Those are yours to arrange, and no template can replace them.
It will not find you clients either. No file ever has — conversations do that.
What it does is mean that when somebody says yes, everything she needs to see already exists, and you are not writing a contract at midnight.
The Life Coach Starter Kit
Commercial use licence included — unlimited clients, entirely under your own brand.
€47 [ including ] [ VAT ]. One payment, nothing renews. Instant download — by completing checkout you agree delivery begins at once and [ waive the fourteen-day withdrawal right ]. Terms · Refund policy
The formal part
€47 [ including / plus ] [ VAT ] at [ 19 ] %. Payable once. There is no subscription and nothing renews.
A download link by email, immediately after payment. Digital files only — nothing is posted.
Commercial use with unlimited clients, entirely under your own brand. The files themselves may not be resold, shared or licensed on.
Before you buy
No. A free Canva account opens everything. That is deliberate — a kit that needs a paid subscription to use is not really a kit.
The fonts, the colours and every line of text. You can also add your own pages and drop in your own images — a logo, a photograph, anything that makes the file read as yours rather than as a template.
No. The files work exactly as they are, and you can use them tomorrow without changing a word. Worth bearing in mind, though: other coaches are buying this kit too, so a few small changes — your name, your colours, your own turn of phrase — are what keep your version from looking like anybody else’s. What you do have to do is read through the files before you put them in front of a client. Focus Direction assumes no liability for the content of the files.
Yes. That is the whole point. Unlimited clients, branded entirely as yours, no credit required anywhere. The only thing you may not do is resell the files themselves.
It is built for exactly that moment. It assumes you can hold a session and have never written a coaching agreement, set a price, or sent an invoice.
No. Change any wording you like. Most people keep the structure and rewrite roughly a quarter of the language into their own voice, which is the intended use.
Translate freely — the licence covers it. The layouts hold up in most languages, though German and Finnish will need a little more room in a few headings.
Yes, along with scope and referral pages. It is a starting structure rather than legal advice — have it read by somebody qualified where you practise before you use it.
A download link by email, immediately. The PDFs are yours straight away; the Canva templates open with one click from the links page.
No — you waive the fourteen-day withdrawal right at checkout so the download can start at once. Everything you are buying is listed above, so ask before you click if anything is unclear. Broken file or broken link? Write to me and I will fix it.
Three complete programmes for the price of a decent lunch, and roughly a week of work you will never have to do.
€47 [ including ] [ VAT ] · one payment · instant download · [ withdrawal right waived at checkout ]
The formal part
Last updated: 4 August 2026
Because our products are delivered digitally and become immediately accessible after purchase, refunds are generally not available.
By purchasing and accessing our digital products immediately, you expressly request immediate performance of the contract and acknowledge that your statutory 14-day right of withdrawal ends once access to the digital content begins.
If a product is defective or cannot be accessed due to a technical issue on our side, please contact us and we will work with you to resolve the issue.
If you have any questions about our Returns and Refunds Policy, please contact us by e-mail: mutebacarmen@gmail.com
The formal part
Last updated: 4 August 2026
The lifecoach.loomarae.com website is owned by FOCUS DIRECTION — LOOMA RAE, which is a data controller of your personal data.
We have adopted this Privacy Policy, which determines how we are processing the information collected by FOCUS DIRECTION — LOOMA RAE, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using the FOCUS DIRECTION — LOOMA RAE website.
We take care of your personal data and undertake to guarantee its confidentiality and security.
When you visit FOCUS DIRECTION — LOOMA RAE, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the installed cookies on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, what websites or search terms referred you to the Site, and how you interact with the Site. We refer to this automatically-collected information as “Device Information.” Moreover, we might collect the personal data you provide to us (including but not limited to Name, Surname, Address, payment information, etc.) during registration to be able to fulfil the agreement.
Depending on how you interact with us, we may collect:
We do not normally receive or store your complete payment-card details. Payments are processed and supported by payment providers, such as PayPal or Stripe, depending on the payment method selected.
We collect personal data:
Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.
You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website’s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website’s features. For example, you won’t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via mutebacarmen@gmail.com.
We use your personal data to:
Legal basis: performance of a contract and steps taken before entering into a contract, under Article 6(1)(b) GDPR.
We may process and retain order, billing and transaction information to comply with VAT, tax, bookkeeping, consumer-protection and other legal obligations.
Legal basis: compliance with a legal obligation under Article 6(1)(c) GDPR.
We use Hostinger checkout to provide checkout, payment support, order management and delivery of digital products.
When you purchase a product, your personal data may be processed by:
These providers may process your information under their own privacy policies and legal responsibilities.
We recommend reviewing the privacy information shown during checkout before completing a purchase.
We may process technical information, including IP addresses, logs and device information, to:
Legal basis: our legitimate interests under Article 6(1)(f) GDPR.
We use the information you provide when contacting us to respond to questions, complaints or support requests.
Legal basis: performance of a contract, pre-contractual measures, or our legitimate interest in providing customer service.
We will send promotional emails only where we have a lawful basis to do so. Where consent is required, you may withdraw it at any time by clicking the unsubscribe link or contacting us.
Legal basis: consent under Article 6(1)(a) GDPR or, where legally permitted, our legitimate interests.
Withdrawing consent does not affect processing carried out before consent was withdrawn.
Where required by law, we use analytics, advertising or other non-essential cookies only after receiving your consent.
Legal basis: consent under Article 6(1)(a) GDPR.
If you are a European resident, you have the following rights related to your personal data:
If you would like to exercise this right, please contact us through the contact information below.
Additionally, if you are a European resident, we note that we are processing your information in order to fulfil contracts we might have with you (for example, if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information might be transferred outside of Europe, including Canada and the United States.
Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties’ privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.
We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We keep reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and personal data disclosure in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed.
Our website is hosted by Hostinger. Hostinger may process technical data necessary to host and secure the website, including:
Hostinger describes its processing and data-protection practices in its own privacy policy.
Our website may use cookies and similar technologies.
These cookies are required for essential functions such as:
These cookies may be used without consent where legally permitted.
Optional cookies may be used for:
Where required, these cookies will not be activated until you provide consent through our cookie banner.
You can change or withdraw your cookie choices at any time through the cookie banner on our website.
We may share personal data with service providers where necessary, including:
We do not sell your personal data.
Service providers are permitted to process personal data only for the relevant service or according to their own lawful responsibilities.
We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
We may update this Privacy Policy to reflect changes in:
The updated version will be posted on this page with a revised “Last updated” date.
If you would like to contact us to understand more about this Policy, or wish to contact us concerning any matter relating to individual rights and your personal information, you may send an email to mutebacarmen@gmail.com.
FOCUS DIRECTION — LOOMA RAE
mutebacarmen@gmail.com
The formal part
Last updated: 26 July 2026
Welcome to Focus Direction — Looma Rae. These Terms & Conditions govern your use of this Website and the purchase of our digital products.
By accessing this Website or purchasing any digital product, you agree to these Terms & Conditions.
All products sold through this Website are digital downloads delivered electronically. No physical items will be shipped.
After successful payment, you will receive immediate access to your purchased digital product(s).
When you purchase a digital product, you receive a personal, non-exclusive, non-transferable licence to use the product.
You may:
You may not:
All intellectual property remains the exclusive property of [ Your Business Name ].
All prices are displayed in the applicable currency. Payments are securely processed by our payment provider. We never store your payment card information.
Digital products are delivered immediately after successful payment.
If you experience delivery issues, please contact us at mutebacarmen@gmail.com. We will make reasonable efforts to ensure you receive your purchase.
Because our products are delivered digitally and become immediately accessible after purchase, refunds are generally not available.
By purchasing and accessing our digital products immediately, you expressly request immediate performance of the contract and acknowledge that your statutory 14-day right of withdrawal ends once access to the digital content begins.
If a product is defective or cannot be accessed due to a technical issue on our side, please contact us and we will work with you to resolve the issue. The full policy is set out on the Returns & Refunds page.
All content available on this Website, including but not limited to:
is protected by copyright and intellectual property laws. Unauthorised copying, distribution, reproduction, resale, or commercial use is prohibited.
Our products are educational resources. We do not guarantee:
Your results depend on many factors, including your experience, effort, skills, market conditions, and implementation.
Nothing contained in our products constitutes legal, financial, accounting, or tax advice.
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of our Website or digital products.
Our total liability shall not exceed the amount paid for the purchased product.
We strive to keep our Website available at all times but do not guarantee uninterrupted access. We may update, modify, suspend, or discontinue parts of the Website without notice.
Your use of this Website is also governed by our Privacy Policy. Please review it before making a purchase.
These Terms & Conditions are governed by the laws of Germany, without regard to conflict of law principles.
Where mandatory consumer protection laws apply (including those applicable to consumers in the European Union), those rights remain unaffected.
We may update these Terms & Conditions at any time. The latest version will always be available on this page.
If you have any questions regarding these Terms & Conditions, please contact us:
Focus Direction — Looma Rae
Germany
Email: mutebacarmen@gmail.com
These terms and conditions outline the rules and regulations for the use of the Focus Direction — Looma Rae website, located at lifecoach.loomarae.com.
By accessing this website, we assume you accept these terms and conditions. Do not continue to use the website if you do not agree to take all of the terms and conditions stated on this page.
The website uses cookies to help personalise your online experience. By accessing the website, you agreed to use the required cookies.
A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional cookies. There are some required cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required cookies, you also accept third-party cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.
Unless otherwise stated, Focus Direction — Looma Rae and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from the website for your own personal use subject to the restrictions set in these terms and conditions.
You must not:
This Agreement shall begin on the date hereof.
Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. Focus Direction — Looma Rae does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of Focus Direction — Looma Rae, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Focus Direction — Looma Rae shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
Focus Direction — Looma Rae reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or that cause a breach of these Terms and Conditions.
You warrant and represent that:
You hereby grant Focus Direction — Looma Rae a non-exclusive licence to use, reproduce, edit and authorise others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.
The following organisations may link to our Website without prior written approval:
These organisations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organisations:
We will approve link requests from these organisations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organisation does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Focus Direction — Looma Rae; and (d) the link is in the context of general resource information.
These organisations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
If you are one of the organisations listed in the paragraph above and are interested in linking to our website, you must inform us by sending an e-mail to mutebacarmen@gmail.com. Please include your name, your organisation name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2–3 weeks for a response.
Approved organisations may hyperlink to our Website as follows:
No use of the Focus Direction — Looma Rae logo or other artwork will be allowed for linking absent a trademark licence agreement.
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to do so or to respond to you directly.
We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
The limitations and prohibitions of liability set in this section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.